CMFAS Module 9 Key Notes 2 1. What sort of critical illnesses are typically excluded from the coverage? Critical Illnesses arising from the following are typically excluded from the coverage:pre-existing illnesses;self-inflicted injury or illness, while sane or insane;wilful misuse of drugs and / or alcohol;congenital or inherited disorder;Acquired Immune Deficiency Syndrome (AIDS) or AIDS-Related Complex […]
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